Use our loan calculator below to determine how much vehicle you can afford.
Apply online for a vehicle loan with our safe and secure finance application form. Our staff will look it over and contact you as soon as possible.
Calculator
What Can I Afford?
Enter your desired loan terms to calculate how much car you can afford.
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Acquisition fees, destination charges, tag, title, and other fees and incentives are not included in this calculation.
Determining Monthly Payment
Your monthly payment should not exceed 23% of your net income. To calculate your maximum payment, simply total your net deposits from paychecks for the month and multiply by 23%.
Example
Paycheck 1: $1000 (After Taxes)
+ Paycheck 2: $1000 (After Taxes)
Net Income: $2,000
Maximum Payment/Month: $460
Max Vehicle Price = $9,053.78 (by entering a $460/monthly payment with $1000 down in Calculator)
Want a higher priced used car? Increase the down payment in the calculator to determine your max price.